{"id":8,"date":"2022-06-02T14:23:12","date_gmt":"2022-06-02T19:23:12","guid":{"rendered":"http:\/\/delacerdateam.com\/?page_id=8"},"modified":"2023-10-05T14:55:03","modified_gmt":"2023-10-05T19:55:03","slug":"home","status":"publish","type":"page","link":"https:\/\/delacerdateam.com\/es\/","title":{"rendered":"Home"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_6df4bc3a has_text_color height_medium full_height valign_center with_img\"><div class=\"l-section-img\" role=\"img\" data-img-width=\"1080\" data-img-height=\"608\" style=\"background-image: url(https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/mortgage-loan-de-la-cerda-team-scaled.jpg);\"><\/div><div class=\"l-section-overlay\" style=\"background:rgba(0,0,0,0.20)\"><\/div><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_middle type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h1 style=\"text-align: center;\"><strong>Pr\u00e9stamos para la vivienda y refinanciamiento hipotecario<\/strong><\/h1>\n<h1 style=\"text-align: center;\"><strong>De La Cerda Team<\/strong><\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-6 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"w-image align_none\"><div url class=\"w-image-h\"><img width=\"1024\" height=\"756\" src=\"https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/07\/alex-de-la-cerda-grace-vega-1024x756.jpg\" class=\"attachment-large size-large\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/07\/alex-de-la-cerda-grace-vega-1024x756.jpg 1024w, https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/07\/alex-de-la-cerda-grace-vega-300x221.jpg 300w, https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/07\/alex-de-la-cerda-grace-vega-scaled.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-6 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>\u00a1Bienvenidos!<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">El Equipo de oficiales de cr\u00e9dito de De la Cerda Team ha sido la clave para el \u00e9xito de la empresa, brindando servicio por m\u00e1s de 15 a\u00f1os y caracterizados por ofrecer las mejores facilidades para todos los latinos en los Estados Unidos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En DLC TEAM estamos orgullosos de brindarles un servicio de calidad y profesionalismo donde se destacan la honestidad y la transparencia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No podemos esperar a que sea nuestro pr\u00f3ximo cliente exitoso, ayud\u00e1ndolo a financiar, mantener y pagar la casa de sus sue\u00f1os.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\" id=\"loanoptions\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2><span style=\"font-weight: 400;\">Somos especialistas en los siguientes Pr\u00e9stamos Hipotecarios en Illinois:<\/span><\/h2>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-tabs layout_hor style_trendy switch_click has_scrolling\" style=\"--sections-title-size:1em\"><div class=\"w-tabs-list items_4 align_none\"><div class=\"w-tabs-list-h\"><button class=\"w-tabs-item active defined-active\" aria-controls=\"content-j01f\" aria-expanded=\"true\"><span class=\"w-tabs-item-title\">Refinanciamiento de hipoteca<\/span><\/button><button class=\"w-tabs-item\" aria-controls=\"content-f2d2\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">Pr\u00e9stamos Convencionales<\/span><\/button><button class=\"w-tabs-item\" aria-controls=\"content-q509\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">Pr\u00e9stamo FHA 203k<\/span><\/button><button class=\"w-tabs-item\" aria-controls=\"content-q754\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">Pr\u00e9stamo FHA<\/span><\/button><\/div><\/div><div class=\"w-tabs-sections titles-align_none icon_chevron cpos_right\"><div class=\"w-tabs-section active\" id=\"j01f\"><button class=\"w-tabs-section-header active\" aria-controls=\"content-j01f\" aria-expanded=\"true\"><h4 class=\"w-tabs-section-title\">Refinanciamiento de hipoteca<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-j01f\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">Refinanciar una hipoteca es cuando un prestatario obtiene una mejor tasa de inter\u00e9s y\/o plazo de pr\u00e9stamo. Un prestatario puede lograr pagos mensuales m\u00e1s bajos y, si califica, usar su capital para obtener dinero que el prestatario pueda gastar. Hay varios pros y contras de refinanciar una hipoteca y podemos ayudarlo a determinar si esto es adecuado para usted.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"f2d2\"><button class=\"w-tabs-section-header\" aria-controls=\"content-f2d2\" aria-expanded=\"false\"><h4 class=\"w-tabs-section-title\">Pr\u00e9stamos Convencionales<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-f2d2\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">Los pr\u00e9stamos convencionales son pr\u00e9stamos hipotecarios ofrecidos por prestamistas no patrocinados por el gobierno. Una hipoteca convencional, o conforme, se adhiere a las pautas establecidas por Fannie Mae y Freddie Mac. Puede tener una tasa fija o ajustable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si bien muchos piensan que se requiere un pago inicial del 20% para todos los pr\u00e9stamos convencionales, muchos prestamistas ahora ofrecen opciones de pago inicial bajo.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"q509\"><button class=\"w-tabs-section-header\" aria-controls=\"content-q509\" aria-expanded=\"false\"><h4 class=\"w-tabs-section-title\">Pr\u00e9stamo FHA 203k<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-q509\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">El FHA 203k es un programa de pr\u00e9stamos para renovaci\u00f3n que brinda fondos tanto para la compra como para la renovaci\u00f3n de una vivienda. Hay dos tipos de pr\u00e9stamo FHA 203k. El primero es el 203k normal, que se otorga a las propiedades que necesitan reparaciones estructurales, como un techo nuevo o la adici\u00f3n de una habitaci\u00f3n. El segundo es el 203k simplificado, que se otorga para reparaciones no estructurales como pintura y electrodom\u00e9sticos nuevos. El monto m\u00ednimo del pr\u00e9stamo es de $5,000.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"q754\"><button class=\"w-tabs-section-header\" aria-controls=\"content-q754\" aria-expanded=\"false\"><h4 class=\"w-tabs-section-title\">Pr\u00e9stamo FHA<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-q754\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">Los pr\u00e9stamos de la FHA son una opci\u00f3n atractiva, especialmente para los propietarios de viviendas primerizos porque est\u00e1n asegurados por la Administraci\u00f3n Federal de Vivienda (Federal Housing Administration\/FHA). Principalmente, el gobierno federal asegura pr\u00e9stamos para prestamistas aprobados por la FHA para reducir su riesgo de p\u00e9rdida si un prestatario no cumple con los pagos de su hipoteca. Por lo general, el prestatario puede ser aprobado con un 3.5% de pago inicial frente al 20% que se requiere en otros programas de pr\u00e9stamos.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"w-tabs layout_hor style_trendy switch_click has_scrolling\" style=\"--sections-title-size:1em\"><div class=\"w-tabs-list items_3 align_none\"><div class=\"w-tabs-list-h\"><a class=\"w-tabs-item active\" aria-controls=\"content-t87f\" aria-expanded=\"false\" href=\"#valoans\"><span class=\"w-tabs-item-title\">Pr\u00e9stamos VA<\/span><\/a><button class=\"w-tabs-item\" aria-controls=\"content-hafd\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">Pr\u00e9stamos Jumbo<\/span><\/button><button class=\"w-tabs-item\" aria-controls=\"content-vd8e\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">Tipos de programas de pr\u00e9stamo<\/span><\/button><\/div><\/div><div class=\"w-tabs-sections titles-align_none icon_chevron cpos_right\"><div class=\"w-tabs-section active\" id=\"t87f\"><button class=\"w-tabs-section-header active\" aria-controls=\"content-t87f\" aria-expanded=\"true\"><h4 class=\"w-tabs-section-title\">Pr\u00e9stamos VA<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-t87f\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">Un pr\u00e9stamo VA est\u00e1 dise\u00f1ado para ofrecer financiaci\u00f3n a largo plazo a los veteranos. Los pr\u00e9stamos hipotecarios VA son emitidos por prestamistas calificados a nivel federal y est\u00e1n garantizados por la Administraci\u00f3n de Veteranos de EE. UU. El VA determina la elegibilidad y emite un certificado para que los solicitantes que califiquen lo env\u00eden al prestamista hipotecario de su elecci\u00f3n. Por lo general, es m\u00e1s f\u00e1cil calificar para un pr\u00e9stamo VA que para los pr\u00e9stamos convencionales.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"hafd\"><button class=\"w-tabs-section-header\" aria-controls=\"content-hafd\" aria-expanded=\"false\"><h4 class=\"w-tabs-section-title\">Pr\u00e9stamos Jumbo<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-hafd\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">Los Pr\u00e9stamos Jumbo superan los montos m\u00e1ximos de pr\u00e9stamo establecidos por los l\u00edmites de pr\u00e9stamo convencionales de Fannie Mae y Freddie Mac. Las tasas de los pr\u00e9stamos jumbo suelen ser m\u00e1s altas que las de los pr\u00e9stamos conformes. Los Pr\u00e9stamos Jumbo generalmente se usan para comprar casas m\u00e1s caras y casas de construcci\u00f3n personalizada de alta gama. Por lo general, los Pr\u00e9stamos Jumbo requieren un pago inicial m\u00e1s alto que los pr\u00e9stamos tradicionales.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"vd8e\"><button class=\"w-tabs-section-header\" aria-controls=\"content-vd8e\" aria-expanded=\"false\"><h4 class=\"w-tabs-section-title\">Tipos de programas de pr\u00e9stamo<\/h4><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-vd8e\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"font-weight: 400;\">Fijo vs Ajustable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Una de las primeras decisiones que debe tomar un comprador de vivienda es si desea un pr\u00e9stamo hipotecario de tasa fija o de tasa ajustable. La mayor parte de los pr\u00e9stamos encajar\u00e1n en una de estas dos categor\u00edas, sin embargo, existe una tercera opci\u00f3n que le permitir\u00e1 \"hibridar\" los dos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Una hipoteca de tasa ajustable (ARM): La tasa de inter\u00e9s de la hipoteca se ajusta peri\u00f3dicamente seg\u00fan las condiciones del mercado. Por ejemplo, su pago aumentar\u00e1 si las tasas suben y bajar\u00e1 si las tasas bajan. Hipoteca de tasa fija: a diferencia de una hipoteca de tasa ajustable, la tasa de inter\u00e9s se establece en el momento en que solicita el pr\u00e9stamo y no cambiar\u00e1. Los pr\u00e9stamos hipotecarios a tasa fija pueden ser de 10 a\u00f1os, 15 a\u00f1os, 20 a\u00f1os o 30 a\u00f1os fijos. La tasa fija de 30 a\u00f1os es la m\u00e1s com\u00fan porque permite que el pago de su hipoteca sea el m\u00e1s bajo. ARM h\u00edbrido: presenta una tasa de inter\u00e9s fija inicial durante un cierto per\u00edodo de tiempo y luego se convierte en una tasa ajustable por el resto del plazo. Los t\u00e9rminos est\u00e1ndar son 3, 5, 7 o 10 a\u00f1os.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-btn-wrapper align_center\"><a class=\"w-btn us-btn-style_1\" href=\"#contact\"><span class=\"w-btn-label\">Cont\u00e1ctanos<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_6df4bc3a has_text_color height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-6 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>De La Cerda Team<\/p>\n<p>El equipo de De La Cerda se compromete a brindar a los clientes servicios financieros de la m\u00e1s alta calidad combinados con las tasas m\u00e1s bajas disponibles en su \u00e1rea. Nuestros destacados profesionales hipotecarios trabajar\u00e1n con usted uno a uno para garantizar que obtenga una soluci\u00f3n financiera que se adapte espec\u00edficamente a sus necesidades financieras.<\/p>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-btn-wrapper align_center\"><a class=\"w-btn us-btn-style_2\" title=\"Nosotros\" href=\"https:\/\/delacerdateam.com\/es\/about-us-de-la-cerda-team\/\"><span class=\"w-btn-label\">Nosotros<\/span><\/a><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-6 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"w-image align_none\"><div url class=\"w-image-h\"><img width=\"1024\" height=\"536\" src=\"https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/de-la-cerda-team-home-loans-refinance-mortgage-1-1024x536.jpg\" class=\"attachment-large size-large\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/de-la-cerda-team-home-loans-refinance-mortgage-1-1024x536.jpg 1024w, https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/de-la-cerda-team-home-loans-refinance-mortgage-1-300x157.jpg 300w, https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/de-la-cerda-team-home-loans-refinance-mortgage-1-scaled.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><!-- Row Backgrounds --><div class=\"upb_color\" data-bg-override=\"0\" data-bg-color=\"#003479\" data-fadeout=\"\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"6.9.0\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3>Visita nuestro Blog<\/h3>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-grid type_grid layout_blog_1 cols_3\" id=\"us_grid_1\" style=\"--gap:1.5rem;\" data-filterable=\"true\"><style>@media (max-width:1024px){#us_grid_1 .w-grid-item{width:50%}}@media (max-width:600px){#us_grid_1 .w-grid-list{margin:0}#us_grid_1 .w-grid-item{width:100%;padding:0;margin-bottom:var(--gap,0px)}}.layout_blog_1 .w-grid-item-h{}.layout_blog_1 .usg_post_image_1{margin-bottom:0.5rem!important}.layout_blog_1 .usg_post_title_1{font-size:1rem!important}<\/style><div class=\"w-grid-list\">\t<article class=\"w-grid-item size_1x1 post-139 post type-post status-publish format-standard has-post-thumbnail hentry category-mortgage-loan\" data-id=\"139\">\r\n\t\t<div class=\"w-grid-item-h\">\r\n\t\t\t\t\t\t<div class=\"w-post-elm post_image usg_post_image_1 stretched\"><a href=\"https:\/\/delacerdateam.com\/es\/advantages-and-disadvantages-of-the-mortgage-loan\/\" aria-label=\"Ventajas y Desventajas del Pr\u00e9stamo Hipotecario\"><img width=\"1024\" height=\"576\" src=\"https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/advantages-disadvantages-mortgage-loan-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/advantages-disadvantages-mortgage-loan-1024x576.jpg 1024w, https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/advantages-disadvantages-mortgage-loan-300x169.jpg 300w, https:\/\/delacerdateam.com\/wp-content\/uploads\/2022\/06\/advantages-disadvantages-mortgage-loan-scaled.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><h2 class=\"w-post-elm post_title usg_post_title_1 entry-title color_link_inherit\"><a href=\"https:\/\/delacerdateam.com\/es\/advantages-and-disadvantages-of-the-mortgage-loan\/\">Ventajas y Desventajas del Pr\u00e9stamo Hipotecario<\/a><\/h2>\t\t<\/div>\r\n\t<\/article>\r\n<\/div><div class=\"w-grid-preloader\"><div class=\"g-preloader type_1\">\r\n\t<div><\/div>\r\n<\/div>\r\n<\/div>\t<div class=\"w-grid-json hidden\" onclick='return {&quot;action&quot;:&quot;us_ajax_grid&quot;,&quot;ajax_url&quot;:&quot;https:\\\/\\\/delacerdateam.com\\\/wp-admin\\\/admin-ajax.php&quot;,&quot;infinite_scroll&quot;:0,&quot;max_num_pages&quot;:1,&quot;pagination&quot;:&quot;none&quot;,&quot;permalink_url&quot;:&quot;https:\\\/\\\/delacerdateam.com\\\/es\\\/wp-json\\\/wp\\\/v2\\\/pages\\\/8&quot;,&quot;template_vars&quot;:{&quot;columns&quot;:&quot;3&quot;,&quot;exclude_items&quot;:&quot;none&quot;,&quot;img_size&quot;:&quot;default&quot;,&quot;ignore_items_size&quot;:0,&quot;items_layout&quot;:&quot;blog_1&quot;,&quot;items_offset&quot;:&quot;1&quot;,&quot;load_animation&quot;:&quot;none&quot;,&quot;overriding_link&quot;:&quot;{\\&quot;url\\&quot;:\\&quot;\\&quot;}&quot;,&quot;post_id&quot;:0,&quot;query_args&quot;:{&quot;post_type&quot;:[&quot;post&quot;],&quot;post_status&quot;:[&quot;publish&quot;],&quot;posts_per_page&quot;:&quot;4&quot;},&quot;orderby_query_args&quot;:{&quot;orderby&quot;:{&quot;date&quot;:&quot;DESC&quot;}},&quot;type&quot;:&quot;grid&quot;,&quot;us_grid_ajax_index&quot;:1,&quot;us_grid_filter_params&quot;:null,&quot;us_grid_index&quot;:1,&quot;_us_grid_post_type&quot;:&quot;post&quot;,&quot;page_args&quot;:[]}}'><\/div>\r\n\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Getting a mortgage is one of the most important financial decisions you'll ever make, so it's important to get it right. The mortgage loan is not only the way we can acquire our dream home. It is also a good way to finance a project using real estate assets to obtain liquidity.\u00a0 Keep in mind...","protected":false},"author":1,"featured_media":66,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Loans and Refinance Mortgages | De la Cerda Team | Illinois, US<\/title>\n<meta name=\"description\" content=\"Buy your house. New home Loan or Refinance existing mortgage. 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